Van Financing.

How Wheelchair Van Financing Works

The van and its conversion — ramp, lowered floor, lift, all of it — usually get financed together as one loan. One payment, one set of paperwork. We work with financing partners and will walk you through your real options before you sign anything.

Types of Financing Available

We work with lenders who handle accessible vehicles regularly. Call us and we will tell you who fits your situation.

Not sure where to start? Call us before you walk into a bank. We’ve helped a lot of Central Florida families find a payment that works, and we know which lenders actually understand accessible vehicle financing.

What to Expect From the Application

It’s not that different from financing any vehicle — proof of income, a valid ID, basic insurance info. Your credit score affects your rate, but it won’t automatically knock you out of the running. These lenders know a lot of their buyers are on a fixed or disability income.

Ask us what to expect on timing when you apply — it varies by lender.

Typical Down Payments and Loan Terms

Most accessible van purchases require a down payment of 10–20% of the vehicle price. Loan terms typically range from 48 to 84 months.

Use the payment estimator below to get a rough idea of where your monthly payment might land. It’s a starting point — not a commitment from any lender.

A Note for Veterans

Financing on this page works the same for veterans as for anyone else. If you have questions about your own situation, call us at (863) 816‑1513 and ask — we’d rather give you a straight answer on the phone.